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Our Privacy Policy

The following privacy policy principals were established to maintain the security, inter and confidentiality of your personal financial information.

The type of information we collect-We reoutinel collect and retain the we obtain from your account applicaiton, transaction history (for deposits, loans, credit cards, etc.) and from consumer reports.  This informato help us: 1.  To establish and administer your accoutnt.  (Ex. We Ask for personally identifying identifying information to protect your accoutn from fraud). 2.  To satisfy certain regulatory requirements.  (Ex. When you open an account that pays interest, we are required by the Internal Revenue Service to obtain your social security number.)3.  Better understand you so that we may provide you with additioan or improved products and services.  (Ex. We require information concerning your credit history and your assets to determine if you qualify for loan approval.)

We don not share the nonpublic personal information of our current or previous members and non member customers with affiliates or nonaffiliated third parties except as permitted or required by law.

How is that information protected?  Access to your personally identifiable financial information is limited to employees with a specific business reason for utilizing this data.  Our employees are educated about the importance of maintaining confidentiality and member privacy.  If necessary, we take appropriate disciplinary steps to enforce our employees' responsiblit to protect your very personal information.  In order to prevet unauthorized access to your information, we maintain security standards and procedures that conform with industry practices.  These security standards and procedures are routinely tested to verify the integrity of our systems.